Call 800-649-3114

Personal Umbrella Policy

Personal Umbrella Policy Salisbury MD

“Could a lawsuit jeopardize your lifestyle?” Accidents happen and lawsuits sometimes follow. Of course, your auto and home insurance helps protect you up to your policy limits if you have a covered loss. But what if your legal liability exceeds your policy limits? Or someone sues you for a claim that’s not covered by your other policies?

That’s where a personal umbrella policy can help.

More protection in more places.

An Personal Umbrella Policy (PUP) works with your existing liability coverage to give you additional protection.

Additional Protection; Auto and Homeowners policies don’t cover certain types of incidents, like those alleging slander. But a personal umbrella policy does as well as a variety of claims not covered by other policies.

Your coverage goes with you; You’re protected no matter where you are even when you’re out of the country.

You won’t have to go to court alone; If you’re sued over a covered incident, your insurance company will retain and pay for an attorney to represent you.

The insurance company pays on your behalf; If you have a covered claim, you won’t have to pay out of your own pocket first.

You’ll be reimbursed for lost wages; You’ll be reimbursed when you have to miss work to appear in court, up to the limits your policy specifies.

Is a PUP right for you?

Do you have a home, a boat, savings or investments? All this and more could potentially be at risk if you’re sued.

You may also want to consider a PUP if you have a young driver in your household, volunteer in the community, or bear an increased risk of liability for any other reason.

Choose a limit to suit your needs and budget.

Kiefer & Colbourne Insurance offers a range of coverage amounts in $ 1 million increments, up to a maximum limit of $ 5 million. And all this extra protection won’t break your budget. We can help you decide how much coverage is right for you.

Personal Umbrella Policy (PUP)

Auto Home Rental Properties Business Boat Motorcycle 

You guys were great in not only answering all my questions, but also finding me the best coverage at a great price. I can’t thank you enough.

Sarah Md.