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Condo Insurance

Condo Insurance Quotes Salisbury MD and surrounding cities

It’s a big Investment

If you’re like most condo owners, your condo is your biggest asset. So when it comes to protecting it, you’ll want to choose an insurance company you can feel good about.

Condo insurance built for you.

Condo associations typically purchase insurance for your building and the common property, but they don’t cover the interior walls, appliances and cabinetry, or your personal belongings. They also don’t offer personal liability protection for occurrences inside your home. With Kiefer & Colbourne Insurance, you can choose basic coverage or for an additional premium, upgrade your coverage to help protect your assets.

Scheduled Personal Property is additional coverage you can buy separate for personal property such as jewelry, watches, furs, electronics, sports equipment and more.

Personal Umbrella Policy (PUP) provides liability coverage beyond what is included under your condo policy in case you are sued for damages.

Identity Restoration is available if you’re a victim of identity theft, this coverage will reimburse you up to $25,000 for covered expenses to help restore your good name.

Solid protection at competitive prices

At Kiefer & Colbourne Insurance we offer many discounts that can help you save.

  • Are you the original buyer of a newly built condo?
  • Does your home have a security system?
  • Do you insure both your car and home with Kiefer & Colbourne Insurance?
  • Are you at least 55 and retired?

If you answered yes to any of these questions, you may qualify for one or more discounts on your condo isnurance. (These discounts are subject to availability and qualifications.)

With us you’ve got an agency you can depend on.

We will personally work with you and take the time to help you:

  • Review your individual and family needs.
  • Decide which coverage options may fit your needs.
  • Learn more about other insurance products for auto, life, boat, motorcycle and business.

What’s included?

With Condo Insurance, the inside of your dwelling and your personal property are typically protected from such perils as: Fire, lightning, smoke, explosion, wind and hail, falling objects, freezing of plumbing and vandalism.

Your policy also includes the following coverage:

Guest medical protection: Helps pay for medical expenses on covered losses for visitors who are injured on your property.

Additional Living Expenses:  Helps pay reasonable increases in living expenses if your home becomes uninhabitable after covered loss, such as a fire.

Family liability: Helps pay for covered damage that you’re legally obligated to pay, such as bodily injury and property damage lawsuits.

Loss from theft:  Protects your personal property against several types of loss due to theft on or off the premises.

You guys were great in not only answering all my questions, but also finding me the best coverage at a great price. I can’t thank you enough.

Sarah Md.